Frequently Asked Questions
Our FAQ section is designed to provide you with clear and concise answers to common queries. Whether you’re seeking information about our services, need guidance on processes, or have specific questions, you’ll find valuable insights and solutions here to help you navigate with ease.
Basic
No, you do not need to be a US citizen to incorporate with LLC Buzz. However, it is legally required to have a registered agent in the US to receive official notices and legal documents on behalf of the company.
LLC Buzz has a simple incorporation process that is easy to understand and follow. It typically takes around 30 minutes to complete.
LLC Buzz partners with various U.S. banks and fintech platforms to help clients set up business bank accounts. Popular options include Mercury, Relay, and Wise, which offer online banking solutions tailored for non-U.S. residents.
An LLC (Limited Liability Company) is a flexible business structure that combines the limited liability protection of a corporation with the simplified taxation of a sole proprietorship or partnership. This means owners (members) are not personally liable for business debts and lawsuits. LLCs are popular for their ease of management, tax benefits, and liability protection.
A Registered Agent is a designated person or company responsible for receiving legal documents, government notices, and tax forms on behalf of a business. They ensure compliance by handling important correspondence and are required for all U.S. businesses.
Registered Agent
A Registered Agent is legally required to form an LLC or Corporation in the U.S. because:
- ✅ They receive official government notices and legal documents on behalf of your business.
- ✅ It ensures your business stays compliant with state regulations and avoids penalties.
- ✅ The U.S. government mandates that every LLC or Corporation must have a physical address in the state of registration (P.O. boxes are not allowed).
Without a Registered Agent, your company cannot be legally formed or operate in compliance with U.S. laws.
✔ Pros:
- Legal compliance with state and federal requirements.
- Privacy protection (keeps your personal address off public records).
- Continuous service (ensures you never miss critical documents).
- Online access to official mail and legal notices.
✖ Cons:
- Requires an annual fee (but it’s a necessary business expense).
- You cannot use a Registered Agent address for Google PIN verification or Amazon Seller Center in most states.
LLC Buzz partners with Registered Agents Inc., a legally authorized service provider, to offer seamless and transparent Registered Agent services.
- The annual Registered Agent fee is included in our package ($179).
- This includes $99 for the Registered Agent fee, and we offer a 25% discount for renewal in the second year.
- Users are automatically assigned a Registered Agent upon placing an order.
- Our system is API-integrated with Registered Agents Inc. for instant setup.
- Any legal document received is automatically uploaded to your LLC Buzz Mailroom Dashboard.
No, users cannot directly communicate with the Registered Agent because Micahguru Formations handles everything transparently through our partnership with Registered Agents Inc.
All necessary documents are auto-uploaded to your LLC Buzz user dashboard via our Mailroom Service.
- Legal documents and official government notices are always accepted.
- Regular business mail (e.g., bank letters, third-party notices) is limited to 5 mails per year.
- Packages and personal mail are NOT accepted.
For additional business correspondence, we recommend subscribing to our Premium Mailroom Service.
No, a Registered Agent address cannot be used for Google PIN or Amazon Seller Center verification in most states. However, some states do allow Amazon postcards for account verification.
- ✅ We highly recommend using our Premium Mailroom Services for receiving Amazon verification postcards.
Yes, the Registered Agent fee is a yearly subscription included in your first-year package. In the second year, you will be notified via email and portal alerts to renew your subscription at a discounted rate.
Pricing & Fee
Our Start-Up package includes:
- ✅ Company Formation – Register your U.S. business hassle-free.
- ✅ Registered Agent Services – A full year of compliance support.
- ✅ EIN (Employer Identification Number) – Essential for banking and taxes.
- ✅ Bank Account Setup & Guidelines – Assistance in opening a U.S. business bank account.
- ✅ BOI Report Filing – Beneficial Ownership Information compliance.
- ✅ Dedicated Support – Personalized assistance for your business needs.
This package provides everything needed to legally establish a company in the U.S.
Our Business Max Pro package includes everything in the Start-Up package plus:
- ✅ Hassle-Free Compliance – Ensuring your business stays legally compliant.
- ✅ CPA Consultation – Professional accounting and tax guidance.
- ✅ State & IRS Tax Filings – We handle your federal and state tax obligations.
- ✅ Bank Account Setup & Guidelines – Assistance in opening a U.S. business bank account.
- ✅ Dedicated Human Bookkeeper – For accurate financial management and reporting.
This package is perfect for non-U.S. residents or entrepreneurs looking for full tax compliance and financial management support.
Yes, state fees are separate and vary by state. Each U.S. state has its own filing fee, which is required to register your company. We ensure full transparency, so you only pay the actual government fee without hidden charges.
All payments are processed securely through Stripe, a trusted global payment gateway. Micahguru Formations is also a Stripe Climate Member, ensuring secure, encrypted transactions.
We accept major credit/debit cards, and users can also log in and pay securely with Google authentication.
Yes! We offer:
- ✅ 25% discount on Registered Agent renewal fees for the second year.
- ✅ Annual billing discounts on premium services.
Keep an eye on our promotions for more savings!
Banking
No, you don’t need a U.S. partner. The U.S. allows non-residents to register a company from anywhere in the world. You can use a Registered Agent like LLC Buzz to incorporate your company easily without needing a local partner.
Non-U.S. residents can open business bank accounts with several financial institutions. Our partner banks include:
- Mercury
- Wise
- Payoneer
- Novo
- Revolut
- Zyla
If you have a U.S. partner or relative, you may also be able to open a traditional street bank account with Bank of America, Chase Bank, or similar institutions.
Opening a physical bank account as a non-U.S. resident requires:
- A U.S. company (LLC or Corporation)
- An EIN (Employer Identification Number)
- A U.S. mailing address or virtual office
- Some banks may require an ITIN (Individual Taxpayer Identification Number)
For a traditional bank account, you might need to visit a U.S. branch in person. Some banks also allow online applications for non-residents.
Several fintech banks and neobanks offer business debit and credit cards for U.S. companies owned by non-residents, including:
- Mercury (Business debit card)
- Wise (Business debit card for international transactions)
- Novo (Business debit card)
- Revolut (Business debit and credit cards with flexible features)
Physical cards are usually only available for businesses operating within the U.S.
Each digital bank has its own advantages:
- Mercury – Best for startups with no monthly fees and easy account setup.
- Wise – Best for international businesses needing low-cost foreign transactions.
- Novo – Best for small businesses and freelancers with built-in integrations.
- Revolut – Best for global entrepreneurs needing multi-currency support.
Your choice depends on your business needs, transaction volume, and international banking requirements.
Traditional banks like Bank of America, Chase, and Wells Fargo offer business loans. However, they often require a U.S. presence and a strong business credit history.
Some alternative lenders provide funding to non-resident business owners:
- BlueVine – Offers credit lines to small businesses.
- Fundbox – Short-term business funding.
- OnDeck – Small business loans with flexible repayment options.
- Payoneer Capital Advance – Available for e-commerce sellers.
Having a U.S. business entity, EIN, and financial history improves your chances of securing a loan.
Order Information
Once you place an order, you can track your formation progress directly from your LLC Buzz Dashboard. You will also receive email updates at each step, including:
- ✅ Registered Agent Assigned
- ✅ Company Successfully Formed
- ✅ EIN (Business Tax ID) Obtained
- ✅ Other important updates
The processing time varies by state, but typically:
- Company formation - 24-72 hours (varies by state).
- EIN issuance - 5-10 business days.
- Business bank account setup - Depends on the banks approval process.
We ensure fast processing and keep you informed throughout.
All business formation documents, including your Articles of Organization, EIN confirmation, and Registered Agent details, will be uploaded to your Micahguru user dashboard. You will receive a notification email once they are available.
Yes! If you've chosen the Start-Up package and later need compliance and bookkeeping support, you can upgrade to Business Max Pro at any time from your dashboard.
LLC Buzz offers ongoing support, including:
- ✅ Annual compliance reminders
- ✅ CPA consultation & tax assistance
- ✅ Registered Agent renewal notifications
We ensure your business remains compliant and financially well-managed.
To protect your account, we offer:
- ✅ Email authentication with OTP (One-Time Password) for secure logins.
- ✅ Google Account login for quick and secure access.
Your business data is always protected with industry-standard security protocols.